YARD CARD/YARD CARD PLUS CANADA PROMOTIONS

AVAILABLE THROUGH 12/31/10

Excluding Quebec

 

 

 

3 Months Same As Cash*

* No payments required (except any applicable fees or charges) for 3 months from date or purchase. Finance charges will be assessed from date of purchase at 28.9% unless total amount financed is paid in full within 3 months from date of purchase.

Amount Financed            Repayment                        Promo Fee

No Minimum                     3%                                          $0

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3 Months Same As Cash*

* No payments required (except any applicable fees or charges) for 3 months from date or purchase. Finance charges will be assessed from date of purchase at 28.9% unless total amount financed is paid in full within 3 months from date of purchase.

Amount Financed            Repayment                        Promo Fee

No Minimum                     3%                                          $75

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12 Months Same As Cash*

* No payments required (except any applicable fees or charges) for 3 months from date or purchase. Finance charges will be assessed from date of purchase at 28.9% unless total amount financed is paid in full within 12 months from date of purchase.

Amount Financed            Repayment**                        Promo Fee***

Under $1,000                     3%                                          $25

$1,000 +                             3%                                          $75

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6 Months SAC 1.9% for 36 Months*

*No payments required (except any applicable fees or charges) for 6 months from date of purchase. Finance charges will be assessed from date of purchase at 1.9% unless total amount financed is paid in full within 6 months from date of purchase. 1.9% APR is in effect for 36 months from date of purchase. After 36 months interest will be assessed at a rate of 28.9%.

Original Amount        Interest rate      Repayment        Daily Periodic Rate        

$1,500 Minimum         1.9%                    3%                      0.0052%  

Promo Fee**

 $125

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6 Months SAC 3.9% for 36 Months*

*No payments required (except any applicable fees or charges) for 6 months from date of purchase. Finance charges will be assessed from date of purchase at 3.9% unless total amount financed is paid in full within 6 months from date of purchase. 3.9% APR is in effect for 36 months from date of purchase. After 36 months interest will be assessed at a rate of 28.9%.

Original Amount           Interest rate      Repayment        Daily Periodic Rate        

No Minimum                   3.9%                    3%                      0.0107%    

Promo Fee**

$50

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0% for 24 Months

Amount Financed            Interest rate      Repayment        Promo Fee***

No Minimum                     0%                      Equal                   $125

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3.9% for 60 Months

Amount Financed            Interest rate      Repayment        Promo Fee***

No Minimum                     3.9%                      1.84%                    $125

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7.9% for 60 Months with Equal Payments

Amount Financed            Interest rate      Repayment        Promo Fee***

No Minimum                     7.9%                      2.03%                    $125

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**Promo fee is charged to consumer and will appear on customers first billing statement and added to the existing balance.